/* RCF — classic private-bank look: cool paper, deep navy fields, engraved gold.
   Layout: wide navy hero with banknote guilloché, then alternating paper / navy bands. */
:root{
  --navy:#0C2140;
  --navy-2:#132F57;
  --navy-3:#1C3D6E;
  --gold:#B8892E;
  --gold-2:#D9AE52;
  --gold-soft:#F3E7CC;
  --paper:#F6F7F9;
  --white:#FFFFFF;
  --ink:#0B1A30;
  --muted:#556176;
  --line:#D8DEE7;
  --line-dark:rgba(217,174,82,.28);
  --gain:#1E6B48;
  --loss:#9B2C2C;

  --f-display:"Bodoni Moda","Didot","Bodoni 72","Times New Roman",serif;
  --f-body:"Public Sans","Segoe UI",Roboto,Arial,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,Consolas,monospace;

  --wrap:1180px;
  --gutter:clamp(16px,4vw,40px);
  --radius:4px;
  color-scheme:light;
}
html[lang="ar"]{--f-display:"Noto Naskh Arabic","Amiri",serif;--f-body:"Noto Naskh Arabic","Segoe UI",Tahoma,sans-serif}
html[lang="ne"]{--f-display:"Noto Serif Devanagari","Mukta",serif;--f-body:"Noto Sans Devanagari","Mukta","Segoe UI",sans-serif}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:17px;line-height:1.65;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-3);text-underline-offset:3px}
a:hover{color:var(--gold)}
:focus-visible{outline:2px solid var(--gold-2);outline-offset:3px}
h1,h2,h3{font-family:var(--f-display);font-weight:600;line-height:1.12;text-wrap:balance;margin:0;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5.4vw,4.3rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.7rem)}
h3{font-size:1.32rem}
html[lang="ar"] h1,html[lang="ar"] h2,html[lang="ar"] h3,html[lang="ne"] h1,html[lang="ne"] h2,html[lang="ne"] h3{letter-spacing:0;line-height:1.35}
p{margin:0;max-width:66ch}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.eyebrow{font-family:var(--f-mono);font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);display:flex;gap:.6em;align-items:center}
.eyebrow::before{content:"";width:28px;height:1px;background:currentColor}
html[lang="ar"] .eyebrow,html[lang="ne"] .eyebrow{letter-spacing:.02em;font-family:var(--f-body);font-weight:600}
em.gold{font-style:italic;color:var(--gold-2)}
.lead{font-size:1.18rem;color:var(--muted)}
.dark .lead,.hero .lead{color:#C5CFDE}
.tnum{font-variant-numeric:tabular-nums}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55em;font:600 .95rem/1 var(--f-body);padding:.95em 1.5em;border-radius:var(--radius);border:1px solid transparent;text-decoration:none;cursor:pointer;white-space:nowrap;transition:background .2s,color .2s,border-color .2s,transform .2s}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:var(--white)}
.btn-gold:hover{background:var(--gold-2);color:var(--navy)}
.btn-navy{background:var(--navy);color:var(--white)}
.btn-navy:hover{background:var(--navy-3);color:var(--white)}
.btn-line{border-color:currentColor;color:var(--navy);background:transparent}
.dark .btn-line,.hero .btn-line{color:var(--white)}
.btn-line:hover{color:var(--gold)}
.btn svg{width:1.1em;height:1.1em;flex:none}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* ---------- header ---------- */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:20px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);flex:none}
.brand img{height:54px;width:auto}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-text b{font-family:"Bodoni Moda",Didot,serif;font-size:1.65rem;letter-spacing:.06em;font-weight:700}
.brand-text small{font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-family:var(--f-mono)}
.nav-links{display:flex;gap:4px;margin-inline-start:auto;list-style:none;padding:0;margin-block:0}
.nav-links a{display:block;padding:.55em .8em;text-decoration:none;color:var(--ink);font-size:.93rem;font-weight:500;border-bottom:2px solid transparent;white-space:nowrap}
.nav-links a:hover{color:var(--gold)}
.nav-links a[aria-current="page"]{border-bottom-color:var(--gold);color:var(--navy)}
.nav-tools{display:flex;align-items:center;gap:10px}
.lang{display:flex;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.lang button{border:0;background:transparent;font:500 .8rem/1 var(--f-body);padding:.6em .7em;cursor:pointer;color:var(--muted)}
.lang button[aria-pressed="true"]{background:var(--navy);color:var(--white)}
.lang button:nth-child(2){font-family:"Noto Naskh Arabic",serif}
.lang button:nth-child(3){font-family:"Noto Sans Devanagari",sans-serif}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:var(--radius);padding:.5em .6em;cursor:pointer;color:var(--navy)}
.menu-btn svg{width:22px;height:22px;display:block}
@media (max-width:1240px){
  .nav-links{display:none;position:absolute;inset-inline:0;top:100%;flex-direction:column;background:var(--white);border-bottom:1px solid var(--line);padding:8px var(--gutter) 16px;gap:0}
  .nav-links.open{display:flex}
  .nav-links a{padding:.85em 0;border-bottom:1px solid var(--line)}
  .menu-btn{display:block;margin-inline-start:auto}
  .nav-tools .btn{display:none}
}
@media (max-width:520px){.brand-text small{display:none}.brand img{height:44px}.lang button{padding:.55em .5em}}

/* ---------- ticker tape ---------- */
.tape{background:var(--navy);border-bottom:1px solid var(--line-dark);min-height:46px}
.tape .tradingview-widget-container{max-width:100%}

/* ---------- hero ---------- */
.hero{position:relative;background:var(--navy);color:var(--white);overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:-40%;z-index:-1;opacity:.13;
  background:
    repeating-radial-gradient(circle at 78% 30%,transparent 0 9px,var(--gold-2) 9px 10px),
    repeating-radial-gradient(circle at 10% 120%,transparent 0 13px,var(--gold-2) 13px 14px);
  mask-image:linear-gradient(90deg,transparent 0,#000 45%);-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 45%)}
html[dir="rtl"] .hero::before{transform:scaleX(-1)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,.9fr);gap:clamp(28px,5vw,72px);align-items:center;padding-block:clamp(56px,8vw,104px)}
.hero h1{color:var(--white);margin-block:18px 22px}
.hero .lead{margin-bottom:32px}
.hero.compact .hero-grid{grid-template-columns:minmax(0,1fr);padding-block:clamp(48px,6vw,80px)}
.hero.compact h1{font-size:clamp(2.1rem,4.4vw,3.4rem)}
@media (max-width:900px){.hero-grid{grid-template-columns:minmax(0,1fr)}}

/* the engraved ledger card */
.ledger{background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.02));border:1px solid var(--line-dark);border-radius:var(--radius);padding:22px 24px;position:relative}
.ledger::after{content:"";position:absolute;inset:6px;border:1px solid rgba(217,174,82,.14);pointer-events:none;border-radius:2px}
.ledger-head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;align-items:baseline;border-bottom:1px solid var(--line-dark);padding-bottom:12px;margin-bottom:6px}
.ledger-head b{font-family:var(--f-display);font-size:1.25rem;font-weight:600}
.ledger-head span{font-family:var(--f-mono);font-size:.72rem;color:var(--gold-2);letter-spacing:.1em}
.ledger dl{margin:0}
.ledger .row{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px dashed rgba(255,255,255,.12)}
.ledger .row:last-child{border-bottom:0}
.ledger dt{color:#AEBBD0;font-size:.9rem}
.ledger dd{margin:0;font-weight:600;text-align:end;font-variant-numeric:tabular-nums}
.quote-box{min-height:126px;margin-block:4px 10px;border-radius:var(--radius);background:rgba(0,0,0,.18);overflow:hidden}
.quote-fallback{padding:18px;font-size:.88rem;color:#AEBBD0}
.quote-fallback b{display:block;color:var(--white);font-family:var(--f-mono);font-size:1rem;margin-bottom:4px}

/* hero equity sketch */
.sketch{margin-top:30px;max-width:520px}
.sketch svg{width:100%;height:auto;overflow:visible}
.sketch path.line{fill:none;stroke:var(--gold-2);stroke-width:2.2;stroke-dasharray:900;stroke-dashoffset:0;animation:draw 2.6s ease-out both}
.sketch path.area{fill:url(#sk-fill)}
.sketch .grid line{stroke:rgba(255,255,255,.09)}
.sketch figcaption{font-family:var(--f-mono);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;color:#7F8EA8;margin-top:6px}
@keyframes draw{from{stroke-dashoffset:900}to{stroke-dashoffset:0}}

/* ---------- sections ---------- */
section.band{padding-block:clamp(64px,8vw,112px)}
section.band.white{background:var(--white)}
section.band.dark{background:var(--navy);color:var(--white)}
section.band.dark h2,section.band.dark h3{color:var(--white)}
.sec-head{display:grid;gap:14px;margin-bottom:clamp(32px,4vw,52px);max-width:780px}
.sec-head.center{margin-inline:auto;text-align:center;justify-items:center}
.sec-head.center p{margin-inline:auto}

.pillars{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:2px solid var(--navy)}
.pillar{padding:30px 28px 32px;border-inline-end:1px solid var(--line);display:grid;gap:12px;align-content:start}
.pillar:last-child{border-inline-end:0}
.pillar .ico{width:44px;height:44px;color:var(--gold)}
.pillar p{color:var(--muted);font-size:.98rem}
@media (max-width:860px){.pillars{grid-template-columns:minmax(0,1fr)}.pillar{border-inline-end:0;border-bottom:1px solid var(--line)}}

/* numbered steps — a true sequence */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px;counter-reset:s}
.steps li{counter-increment:s;padding-top:22px;border-top:1px solid var(--line-dark);display:grid;gap:10px;align-content:start}
.steps li::before{content:counter(s,decimal-leading-zero);font-family:var(--f-mono);color:var(--gold-2);font-size:.85rem;letter-spacing:.12em}
.steps.light li{border-top-color:var(--line)}
.steps.light li::before{color:var(--gold)}
.steps p{font-size:.95rem;color:#C5CFDE}
.steps.light p{color:var(--muted)}
@media (max-width:960px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.steps{grid-template-columns:minmax(0,1fr)}}

/* three stages — roman numerals */
.stages{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.stage{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;display:grid;gap:12px;align-content:start;position:relative}
.stage .num{font-family:"Bodoni Moda",serif;font-size:3.1rem;line-height:1;color:var(--gold);font-weight:500}
.stage .tag{justify-self:start;font-family:var(--f-mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;padding:.35em .7em;border-radius:99px;background:var(--gold-soft);color:#7A5A17}
html[lang="ar"] .stage .tag,html[lang="ne"] .stage .tag{font-family:var(--f-body);letter-spacing:0}
.stage .tag.free{background:#DDEFE5;color:var(--gain)}
.stage p{color:var(--muted);font-size:.97rem}
.stage .meta{margin-top:auto;padding-top:14px;border-top:1px solid var(--line);font-size:.86rem;color:var(--muted);display:flex;gap:8px;align-items:center}
.stage .meta svg{width:16px;height:16px;color:var(--gold)}
.dark .stage{background:var(--navy-2);border-color:var(--line-dark)}
.dark .stage p,.dark .stage .meta{color:#C5CFDE}
.dark .stage .meta{border-top-color:var(--line-dark)}
@media (max-width:900px){.stages{grid-template-columns:minmax(0,1fr)}}

/* stat tiles (performance) */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,170px),1fr));border:1px solid var(--line);border-radius:var(--radius);background:var(--white)}
.stat{padding:22px 20px;border-inline-end:1px solid var(--line);display:grid;gap:4px}
.stat:last-child{border-inline-end:0}
.stat .k{font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
html[lang="ar"] .stat .k,html[lang="ne"] .stat .k{letter-spacing:0;text-transform:none}
.stat .v{font-family:var(--f-mono);font-size:1.7rem;font-weight:500;color:var(--navy);font-variant-numeric:tabular-nums}
.stat .v.pending{color:#A8B2C2}
.hero .stat .v.pending,.dark .stat .v.pending{color:#5E7090}
.hero .stats,.dark .stats{background:transparent;border-color:var(--line-dark)}
.hero .stat,.dark .stat{border-color:var(--line-dark)}
.hero .stat .v,.dark .stat .v{color:var(--white)}
.hero .stat .k,.dark .stat .k{color:#AEBBD0}
.reserved{border:1px dashed var(--line-dark);border-radius:var(--radius);padding:22px;display:flex;gap:14px;align-items:center;flex-wrap:wrap;justify-content:space-between;margin-top:18px}
.reserved p{color:#C5CFDE;font-size:.95rem}
.light-reserved{border-color:var(--line)}
.light-reserved p{color:var(--muted)}

/* terms table */
.terms{width:100%;border-collapse:collapse;background:var(--white);border:1px solid var(--line)}
.terms th,.terms td{text-align:start;padding:16px 20px;border-bottom:1px solid var(--line);vertical-align:top}
.terms th{width:34%;font-weight:600;color:var(--navy);background:#FAFBFC;font-size:.95rem}
.terms td{color:var(--ink)}
.terms tr:last-child th,.terms tr:last-child td{border-bottom:0}
@media (max-width:600px){.terms th,.terms td{display:block;width:100%}.terms th{border-bottom:0;padding-bottom:4px}}

/* split layout */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:start}
.split > *{min-width:0}
@media (max-width:900px){.split{grid-template-columns:minmax(0,1fr)}}
.prose{display:grid;gap:16px}
.prose p{color:var(--muted)}
.dark .prose p{color:#C5CFDE}
.note{border-inline-start:3px solid var(--gold);background:var(--gold-soft);padding:14px 18px;font-size:.94rem;color:#4A3A16;border-radius:0 var(--radius) var(--radius) 0}
html[dir="rtl"] .note{border-radius:var(--radius) 0 0 var(--radius)}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);border:1px solid var(--line);border-radius:var(--radius);background:var(--white);overflow:hidden}
.calc-in{padding:28px;display:grid;gap:20px;border-inline-end:1px solid var(--line);align-content:start}
.calc-out{padding:28px;display:grid;gap:18px;background:#FBFAF6;align-content:start}
.calc label{font-weight:600;font-size:.92rem;color:var(--navy);display:flex;justify-content:space-between;gap:10px}
.calc label output{font-family:var(--f-mono);color:var(--gold);font-weight:500}
.calc .field{display:grid;gap:8px}
.calc .hint{font-size:.8rem;color:var(--muted)}
input[type="range"]{width:100%;accent-color:var(--gold)}
.calc-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.calc-results div{background:var(--white);padding:14px 16px;display:grid;gap:2px}
.calc-results span{font-size:.78rem;color:var(--muted)}
.calc-results b{font-family:var(--f-mono);font-size:1.25rem;font-weight:500;color:var(--navy);font-variant-numeric:tabular-nums}
.calc-results b.gain{color:var(--gain)}
.calc-results b.loss{color:var(--loss)}
.calc-chart svg{width:100%;height:auto;display:block}
.calc-chart text{font-family:var(--f-mono);font-size:10px;fill:var(--muted)}
.calc-risk{display:flex;gap:12px;align-items:center;padding:14px 16px;background:var(--navy);color:var(--white);border-radius:var(--radius);font-size:.92rem}
.calc-risk b{font-family:var(--f-mono);color:var(--gold-2);font-size:1.1rem}
.calc-disc{font-size:.78rem;color:var(--muted)}
@media (max-width:900px){.calc{grid-template-columns:minmax(0,1fr)}.calc-in{border-inline-end:0;border-bottom:1px solid var(--line)}}

/* ---------- forms ---------- */
.form{display:grid;gap:18px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(22px,3vw,34px)}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px 18px}
.form-grid .full{grid-column:1/-1}
@media (max-width:640px){.form-grid{grid-template-columns:minmax(0,1fr)}}
.form label{display:grid;gap:6px;font-size:.88rem;font-weight:600;color:var(--navy)}
.form label .opt{font-weight:400;color:var(--muted)}
.form input,.form select,.form textarea{width:100%;font:inherit;font-size:.98rem;font-weight:400;color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:.75em .85em;transition:border-color .15s,background .15s}
.form textarea{min-height:120px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--gold);background:var(--white);box-shadow:0 0 0 3px rgba(184,137,46,.15)}
.form input:user-invalid,.form select:user-invalid{border-color:var(--loss)}
.check{display:flex!important;grid-template-columns:none;gap:10px;align-items:flex-start;font-weight:400!important;color:var(--muted)!important;font-size:.88rem!important}
.check input{width:18px;height:18px;margin-top:3px;flex:none;accent-color:var(--navy)}
.form-status{font-size:.92rem;padding:12px 14px;border-radius:var(--radius);display:none}
.form-status.ok{display:block;background:#DDEFE5;color:var(--gain)}
.form-status.err{display:block;background:#F6E1E1;color:var(--loss)}
.form-status.info{display:block;background:var(--gold-soft);color:#5E4512}
.form .warn{font-size:.85rem;color:#7A3C14;display:flex;gap:8px;align-items:flex-start}
.form .warn svg{width:18px;height:18px;flex:none;margin-top:2px;color:var(--loss)}
.hp{position:absolute;left:-9999px}

/* ---------- contact cards ---------- */
.lines{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border:1px solid var(--line);border-radius:var(--radius);background:var(--white)}
.line-card{padding:24px 22px;border-inline-end:1px solid var(--line);display:grid;gap:8px;align-content:start}
.line-card:last-child{border-inline-end:0}
.line-card .ico{width:30px;height:30px;color:var(--gold)}
.line-card .k{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
html[lang="ar"] .line-card .k,html[lang="ne"] .line-card .k{letter-spacing:0;text-transform:none}
.line-card .v{font-family:var(--f-mono);font-size:1rem;color:var(--navy);word-break:break-word;direction:ltr;unicode-bidi:isolate}
html[dir="rtl"] .line-card .v{text-align:right}
.line-card .acts{display:flex;gap:8px;flex-wrap:wrap;margin-top:6px}
.mini{font:600 .8rem/1 var(--f-body);padding:.6em .85em;border-radius:var(--radius);border:1px solid var(--line);background:var(--paper);color:var(--navy);text-decoration:none;cursor:pointer}
.mini:hover{border-color:var(--gold);color:var(--gold)}
.mini.primary{background:var(--navy);border-color:var(--navy);color:var(--white)}
.mini.primary:hover{background:var(--gold);border-color:var(--gold);color:var(--white)}
@media (max-width:960px){.lines{grid-template-columns:repeat(2,minmax(0,1fr))}.line-card:nth-child(2){border-inline-end:0}.line-card:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media (max-width:520px){.lines{grid-template-columns:minmax(0,1fr)}.line-card{border-inline-end:0;border-bottom:1px solid var(--line)}}

/* ---------- FAQ ---------- */
.faq{display:grid;border-top:2px solid var(--navy)}
.faq details{border-bottom:1px solid var(--line);background:transparent}
.faq summary{list-style:none;cursor:pointer;padding:22px 4px;display:flex;justify-content:space-between;gap:20px;align-items:center;font-family:var(--f-display);font-size:1.22rem;font-weight:600;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--f-mono);font-size:1.5rem;color:var(--gold);transition:transform .25s;flex:none}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .ans{padding:0 4px 24px;color:var(--muted);display:grid;gap:10px}

/* ---------- performance ---------- */
.perf-chart{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.perf-chart svg{width:100%;height:auto;display:block}
.perf-chart text{font-family:var(--f-mono);font-size:11px;fill:var(--muted)}
.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--white)}
.monthly{border-collapse:collapse;width:100%;min-width:860px;font-family:var(--f-mono);font-size:.86rem;font-variant-numeric:tabular-nums}
.monthly th,.monthly td{padding:12px 10px;text-align:end;border-bottom:1px solid var(--line)}
.monthly th{font-family:var(--f-body);font-weight:600;color:var(--navy);background:#FAFBFC;font-size:.8rem}
.monthly td:first-child,.monthly th:first-child{text-align:start;font-weight:600;color:var(--navy)}
.monthly td.pos{color:var(--gain)}
.monthly td.neg{color:var(--loss)}
.monthly td.ytd{font-weight:600;background:#FAFBFC}
.monthly td.empty{color:#B4BDCB}
.placeholder-chart{aspect-ratio:16/6;max-width:100%;display:grid;place-items:center;text-align:center;color:var(--muted);background:repeating-linear-gradient(0deg,transparent 0 39px,var(--line) 39px 40px);border-radius:var(--radius);font-size:.95rem;padding:20px}

/* ---------- CTA band + risk + footer ---------- */
.cta-band{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{max-width:22ch}
.risk-strip{background:#EEF1F5;border-top:1px solid var(--line);padding-block:18px;font-size:.84rem;color:var(--muted)}
.risk-strip strong{color:var(--navy)}
.site-footer{background:#081830;color:#AEBBD0;padding-block:64px 28px;font-size:.92rem}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.4fr) repeat(3,minmax(0,1fr));gap:36px}
.foot-brand{display:grid;gap:14px;align-content:start}
.foot-brand .badge{background:var(--white);border-radius:var(--radius);padding:8px;width:max-content}
.foot-brand .badge img{height:64px;width:auto}
.site-footer h4{font:600 .78rem/1 var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-2);margin:0 0 14px}
html[lang="ar"] .site-footer h4,html[lang="ne"] .site-footer h4{font-family:var(--f-body);letter-spacing:0;font-size:.9rem}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.site-footer a{color:#D7DEEA;text-decoration:none}
.site-footer a:hover{color:var(--gold-2)}
.foot-legal{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.8rem;color:#7F8EA8}
.ltr{direction:ltr;unicode-bidi:isolate;display:inline-block}
@media (max-width:860px){.foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.foot-brand{grid-column:1/-1}}

/* floating contact dock */
.dock{position:fixed;inset-inline-end:18px;bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:60;display:flex;flex-direction:column;gap:10px}
.dock a{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;color:var(--white);box-shadow:0 8px 22px rgba(12,33,64,.28);transition:transform .2s;position:relative}
.dock a:hover{transform:scale(1.07);color:var(--white)}
.dock a svg{width:24px;height:24px}
.dock .call{background:var(--gold)}
.dock .wa{background:#1F9D55}
.dock .li{background:#0A5BB5}
.dock a span{position:absolute;inset-inline-end:62px;white-space:nowrap;background:var(--navy);color:var(--white);font-size:.8rem;padding:.45em .7em;border-radius:var(--radius);opacity:0;pointer-events:none;transition:opacity .2s}
.dock a:hover span,.dock a:focus-visible span{opacity:1}
@media (max-width:520px){.dock a{width:46px;height:46px}}

/* legal pages */
.legal{max-width:820px}
.legal h2{font-size:1.5rem;margin-top:36px;margin-bottom:10px}
.legal p,.legal li{color:#3A4659}
.legal ul{padding-inline-start:1.2em;display:grid;gap:6px}
.legal .prose{gap:12px}

/* reveal: visible at rest, gentle lift when JS adds .in */
.reveal{transition:transform .7s ease,opacity .7s ease}
.js .reveal:not(.in){transform:translateY(14px);opacity:.001}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}.js .reveal:not(.in){transform:none;opacity:1}}